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	<title>Working Divas</title>
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		<title>Build Grow and Enjoy &#8220;Keystone Leadership Awards&#8221; Celebrating the Community</title>
		<link>http://www.workingdivas.com/2012/02/05/build-grow-and-enjoy-keystone-leadership-awards-celebrating-the-community/</link>
		<comments>http://www.workingdivas.com/2012/02/05/build-grow-and-enjoy-keystone-leadership-awards-celebrating-the-community/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 05:19:57 +0000</pubDate>
		<dc:creator>Colethea Jenkins</dc:creator>
				<category><![CDATA[Divalicious Blog of the Week]]></category>
		<category><![CDATA[Events]]></category>
		<category><![CDATA[Karen in the Media]]></category>
		<category><![CDATA[Motivation and Inspiration]]></category>
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		<category><![CDATA[build grow and enjoy keystone leadership awards]]></category>
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		<category><![CDATA[Lea O'Neal]]></category>
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		<category><![CDATA[WELCOME magazine]]></category>
		<category><![CDATA[working divas]]></category>
		<category><![CDATA[working women]]></category>

		<guid isPermaLink="false">http://www.workingdivas.com/?p=6861</guid>
		<description><![CDATA[&#8220;WORKING DIVAS&#8221;&#8230;What a momentous evening it was at the 1st Annual Build Grow and Enjoy &#8220;Keystone Leadership Awards&#8221; Celebrating the Community. In honor of the Porter Sanford Performing Art Center and the Ray &#38; Joan Kroc Salvation Army Community Center. The red-carpet entrance was the start of the show. Entering into the marvelous reception area [...]]]></description>
			<content:encoded><![CDATA[<p>&#8220;WORKING DIVAS&#8221;&#8230;What a momentous evening it was at the 1st Annual Build Grow and Enjoy &#8220;Keystone Leadership Awards&#8221; Celebrating the Community. In honor of the Porter Sanford Performing Art Center and the Ray &amp; Joan Kroc Salvation Army Community Center. The red-carpet entrance was the start of the show. Entering into the marvelous reception area with Mr. Tribble Reese and Dr. Zelda Pittman was unforgettable as they interviewed and entertained all the varies guests arriving  to the occasion. As the evening progressed the guests mingled while being entertained with the melodies of  Urban Light, Gilbert Baskerville, and Unknown Lyric.  Community Leaders, Celebrity Activists, and guests were enjoying the momentous event with laughter and smiles, while networking and sharing of stories on their journey of purpose and call.</p>
<p>The second half of the evening began with the ceremony, which was opened by Atlanta&#8217;s 11Alive news and producer of Atlanta and Company Ms. Evelyn Mims. The show started as Ms. Mims introduced the organizer/Host Colethea Jenkins and Co-Host Maria More. During the very intimate ceremony each honoree approached to the stage accepting their honor and offered many words of  wisdom. The likes of Mr. Jarvee Hutcherson, Rev. Ralph David Abernathy III, 100 Black Men of Atlanta Mr. John Grant and Henry Kelly, Working Divas:  Alexis Scott, Lea O&#8217;Neal, and Nancy Flake-Johnson were some of the recipient of the most unique gift present to each of them by celebrity artist Andre Harris. As the ceremony continued the very renowned band &#8220;The Dwayne Martin Band&#8221; entertained along with the sensational Julie Dexter and recording artist Donnie. Concluding the ceremony many thanks were given by those who make a difference for the growing vision of  Build Grow and Enjoy/Working Divas with congratulatory words for the beginning of this momentous occasion the The Keystone Leadership Awards that Celebrates our Community! See you next year for the 2013 Keystone Leadership Awards!! Be Blessed and ENJOY!!</p>
<p>&nbsp;</p>
<p>In Photo: &#8220;Working Diva&#8221; honoree Ms. Lea O&#8217;Neal publisher of  WELCOME magazine and founder of A Gathering of SISTERS</p>
<p>&nbsp;</p>
<p>check out featured photos at:  <a href="http://www.buildgrowandenjoy.com/" rel="nofollow" target="_blank">www.buildgrowandenjoy.com</a></p>
]]></content:encoded>
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		<title>MONEY MONDAYS:Bouncing Back from Holiday Credit Card Spending</title>
		<link>http://www.workingdivas.com/2012/01/07/money-mondaysbouncing-back-from-holiday-credit-card-spending/</link>
		<comments>http://www.workingdivas.com/2012/01/07/money-mondaysbouncing-back-from-holiday-credit-card-spending/#comments</comments>
		<pubDate>Sat, 07 Jan 2012 22:44:18 +0000</pubDate>
		<dc:creator>Colethea Jenkins</dc:creator>
				<category><![CDATA[Divalicious Blog of the Week]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Money Wise]]></category>
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		<category><![CDATA[holiday credit card debt]]></category>
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		<category><![CDATA[money]]></category>
		<category><![CDATA[money monday]]></category>
		<category><![CDATA[money mondays]]></category>
		<category><![CDATA[money tips]]></category>
		<category><![CDATA[work tips]]></category>
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		<guid isPermaLink="false">http://www.workingdivas.com/?p=6845</guid>
		<description><![CDATA[According to research, shoppers spend an average of over 1,000.00 on their credit card during the holiday season. Many struggle financially months after the season has pass. Some still making the effort to pay for the balances from the previous holiday spending spree. A good efficient budget will enable you to take control of that [...]]]></description>
			<content:encoded><![CDATA[<p>According to research, shoppers spend an average of over 1,000.00 on their credit card during the holiday season. Many struggle financially months after the season has pass. Some still making the effort to pay for the balances from the previous holiday spending spree. A good efficient budget will enable you to take control of that debt. Check out some quick tip advise that can guide you on the path.</p>
<p>&nbsp;</p>
<ul>
<li><strong>Create a payment schedule: </strong>Gather all your statements and ask yourself the following:</li>
</ul>
<div>
<ol>
<li>What is the credit card balance?</li>
<li>What is the interest rate?</li>
<li>What is the minimum payment due?</li>
<li>What percentage of your balance is required for a minimum payment?</li>
</ol>
</div>
<div>
<ul>
<li><strong>Review your budget: </strong>Send as much as you can consistently to your creditor, but keep in mind that to pay off that debt sooner you will have to pay more than just the minimum payment due. Doubling or tripling your minimum payment (Decide what you can afford) will shorten your time in owing the debt and save you money by paying less interest over time. Consider reallocating your budget, cutting back in areas throughout your budget and apply that amount towards the credit card debt.</li>
</ul>
</div>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<title>MONEY MONDAYS: Moms Raising &#8220;Successful&#8221; Children</title>
		<link>http://www.workingdivas.com/2012/01/07/money-mondays-moms-raising-successful-children/</link>
		<comments>http://www.workingdivas.com/2012/01/07/money-mondays-moms-raising-successful-children/#comments</comments>
		<pubDate>Sat, 07 Jan 2012 21:43:55 +0000</pubDate>
		<dc:creator>Colethea Jenkins</dc:creator>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Mommy Matrix]]></category>
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		<category><![CDATA[albert einstein]]></category>
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		<category><![CDATA[working mom]]></category>

		<guid isPermaLink="false">http://www.workingdivas.com/?p=6840</guid>
		<description><![CDATA[As mothers/parents we all would love for our little ones to be as smart and successful as an Albert Einstein or Christopher Langan. Setting effective parenting methods, along with a foundation for achievement is critical to the process of raising successful children. Here are some key tips that you can apply in developing the little [...]]]></description>
			<content:encoded><![CDATA[<p>As mothers/parents we all would love for our little ones to be as smart and successful as an Albert Einstein or Christopher Langan. Setting effective parenting methods, along with a foundation for achievement is critical to the process of raising successful children. Here are some key tips that you can apply in developing the little minds we love the most:</p>
<ul>
<li><em><strong>Set Goals:</strong></em> Encourage your children to set goals in areas of their lives that interest them, this will allow them to measure their achievements. Begin by having them write down their goals creating the milestones. Once achieved be sure to praise and reward for accomplishing the challenge.</li>
</ul>
<div>
<ul>
<li><em><strong>Teach Wealth Building:</strong></em> In this area you will have to be unique and creative, for this can be a bore to the little ones. A great way to educate this is to give incentives as they learn. A great suggestion to try is to pay them by the hour as they listen to audio books on personal growth, wealth building, and management this will overtime not only teach them the value of money, but also seep into their young fertile minds, shaping them for success.</li>
</ul>
</div>
<div>
<ul>
<li><em><strong>Develop their Work Ethics:</strong></em> This being the most critical component of all. Teach them that their is no such thing as a dull job it is all about the attitude-Stay Positive. Show them to enjoy their work by taking pride in their accomplishments. &#8220;If they don&#8217;t do well, they can&#8217;t expect much in return&#8221;</li>
</ul>
</div>
<div>
<ul>
<li><em>Encourage Questions</em></li>
<li><em>Provide unconditional Love</em></li>
<li><em>Teach them to be powerful: &#8220;The Power of Positive Thinking&#8221;</em></li>
<li><em>Let them be independent as they learn</em></li>
<li><em>Expose them to diverse cultures and lifestyles </em></li>
</ul>
</div>
]]></content:encoded>
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		<title>Happy Holidays to all the &#8220;WORKING DIVAS&#8221;</title>
		<link>http://www.workingdivas.com/2011/12/23/happy-holidays-to-all-the-working-divas/</link>
		<comments>http://www.workingdivas.com/2011/12/23/happy-holidays-to-all-the-working-divas/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 23:44:24 +0000</pubDate>
		<dc:creator>Colethea Jenkins</dc:creator>
				<category><![CDATA[Divalicious Blog of the Week]]></category>
		<category><![CDATA[Lifestyle]]></category>
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		<category><![CDATA[Organize Your Life]]></category>
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		<category><![CDATA[holiday season wishes]]></category>
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		<category><![CDATA[working women]]></category>

		<guid isPermaLink="false">http://www.workingdivas.com/?p=6830</guid>
		<description><![CDATA[We juggle it all ladies, but be sure to take some time and rejuvenate your mind, body, and soul by enjoying this special time of the year with those you love the most. Wishing each of you a very blessed and prosperous holiday season!]]></description>
			<content:encoded><![CDATA[<p style="text-align: center">We juggle it all ladies, but be sure to take some time and rejuvenate your mind, body, and soul by enjoying this special time of the year with those you love the most. Wishing each of you a very blessed and <a href="http://www.workingdivas.com/wp-content/uploads/2011/12/obama-family-holiday-photo.jpg"><img class="size-full wp-image-6831 aligncenter" src="http://www.workingdivas.com/wp-content/uploads/2011/12/obama-family-holiday-photo.jpg" alt="obama family holiday photo Happy Holidays to all the WORKING DIVAS" width="286" height="191" title="Happy Holidays to all the WORKING DIVAS" /></a>prosperous holiday season!</p>
]]></content:encoded>
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		<title>1st Annual Build Grow and Enjoy &#8220;Keystone Leadership Awards&#8221; CELEBRATING THE COMMUNITY</title>
		<link>http://www.workingdivas.com/2011/12/19/1st-annual-build-grow-and-enjoy-keystone-leadership-awards-celebrating-the-community/</link>
		<comments>http://www.workingdivas.com/2011/12/19/1st-annual-build-grow-and-enjoy-keystone-leadership-awards-celebrating-the-community/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 08:33:26 +0000</pubDate>
		<dc:creator>Colethea Jenkins</dc:creator>
				<category><![CDATA[Divalicious Blog of the Week]]></category>
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		<category><![CDATA[Porter Sanford III Performing Arts and Community Center]]></category>
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		<guid isPermaLink="false">http://www.workingdivas.com/?p=6822</guid>
		<description><![CDATA[In an effort to make a change in the community Build Grow and Enjoy Radio &#8220;WORKING DIVAS&#8221;  has joined President Obama’s nation-wide financial movement by recognizing the very individuals who represent the organizations that help our communities thrive. Thus the birth of the 1st Annual Build Grow and Enjoy “Keystone Leadership Awards,” in which Build [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.workingdivas.com/wp-content/uploads/2011/12/337387_308314945877392_288875944487959_907272_2042410309_o1.jpg"><img class="alignright size-large wp-image-6853" src="http://www.workingdivas.com/wp-content/uploads/2011/12/337387_308314945877392_288875944487959_907272_2042410309_o1-791x1024.jpg" alt="337387 308314945877392 288875944487959 907272 2042410309 o1 791x1024 1st Annual Build Grow and Enjoy Keystone Leadership Awards CELEBRATING THE COMMUNITY" width="332" height="430" title="1st Annual Build Grow and Enjoy Keystone Leadership Awards CELEBRATING THE COMMUNITY" /></a>In an effort to make a change in the community Build Grow and Enjoy Radio &#8220;WORKING DIVAS&#8221;  has joined President Obama’s nation-wide financial movement by recognizing the very individuals who represent the organizations that help our communities thrive. Thus the birth of the 1st Annual Build Grow and Enjoy “Keystone Leadership Awards,” in which Build Grow and Enjoy Radio<em> &#8220;WORKING DIVAS&#8221;</em> will honor individuals from various walks of life that make a difference in the community in which they serve.</p>
<p>In honor of this one of a kind momentous occasion BGE Radio <em>&#8220;WORKING DIVAS&#8221;</em> has selected “The Salvation Army Ray and Joan Kroc Corps Community Center of Atlanta &amp; Porter Sanford III Performing Arts &amp; Community Center” as the organizations of honor for the ceremony. In addition, proceeds will benefit each organization of honor, along with selected community organizations represented at the awards.</p>
<p>The ceremony will take place on January 28, 2012 hosted at the Porter Sanford Performing Arts Center in Atlanta, GA.  .. Come be a part of a night that will celebrate community leaders and celebrity community advocates who make a difference. <em><strong>AN EVENING TO BE REMEMBERED!!</strong></em></p>
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		<title>Sista, Sista..She is Back!  &#8220;Working Diva&#8221;&#8230;Karyn White</title>
		<link>http://www.workingdivas.com/2011/12/18/sista-sista-she-is-back-karyn-white/</link>
		<comments>http://www.workingdivas.com/2011/12/18/sista-sista-she-is-back-karyn-white/#comments</comments>
		<pubDate>Sun, 18 Dec 2011 02:50:05 +0000</pubDate>
		<dc:creator>Colethea Jenkins</dc:creator>
				<category><![CDATA[Divalicious Blog of the Week]]></category>
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		<guid isPermaLink="false">http://www.workingdivas.com/?p=6813</guid>
		<description><![CDATA[&#160; White&#8217;s self-titled debut album Karyn White was released in 1988. It was produced by L.A. Reid &#38; Babyface and achieved platinum status. Karyn White contained the hit singles &#8220;The Way You Love Me&#8220;, &#8220;Secret Rendezvous&#8221; (#6 in the U.S., her biggest hit at the time), &#8220;Superwoman&#8221; and &#8220;Love Saw It&#8221; a duet with Babyface. White was nominated in the Best R&#38;B/Urban Contemporary New [...]]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<p><a href="http://www.workingdivas.com/wp-content/uploads/2011/12/karyn-w.jpg"><img class="alignright size-full wp-image-6814" src="http://www.workingdivas.com/wp-content/uploads/2011/12/karyn-w.jpg" alt="karyn w Sista, Sista..She is Back!  Working Diva...Karyn White" width="300" height="180" title="Sista, Sista..She is Back!  Working Diva...Karyn White" /></a></p>
<p>White&#8217;s self-titled debut album <em><a title="Karyn White (album)" href="http://en.wikipedia.org/wiki/Karyn_White_(album)">Karyn White</a></em> was released in <a title="1988" href="http://en.wikipedia.org/wiki/1988">1988</a>. It was produced by <a title="L.A. Reid" href="http://en.wikipedia.org/wiki/L.A._Reid">L.A. Reid</a> &amp; <a title="Kenneth &quot;Babyface&quot; Edmonds" href="http://en.wikipedia.org/wiki/Kenneth_%22Babyface%22_Edmonds">Babyface</a> and achieved platinum status. <em><a title="Karyn White (album)" href="http://en.wikipedia.org/wiki/Karyn_White_(album)">Karyn White</a></em> contained the hit singles &#8220;<a title="The Way You Love Me (Karyn White song)" href="http://en.wikipedia.org/wiki/The_Way_You_Love_Me_(Karyn_White_song)">The Way You Love Me</a>&#8220;, &#8220;<a title="Secret Rendezvous" href="http://en.wikipedia.org/wiki/Secret_Rendezvous">Secret Rendezvous</a>&#8221; (#6 in the U.S., her biggest hit at the time), &#8220;<a title="Superwoman (Karyn White song)" href="http://en.wikipedia.org/wiki/Superwoman_(Karyn_White_song)">Superwoman</a>&#8221; and &#8220;<a title="Love Saw It" href="http://en.wikipedia.org/wiki/Love_Saw_It">Love Saw It</a>&#8221; a duet with Babyface. White was nominated in the Best R&amp;B/Urban Contemporary New Artist category for the <a title="1989 Soul Train Music Awards" href="http://en.wikipedia.org/wiki/1989_Soul_Train_Music_Awards">1989 Soul Train Music Awards</a>.She was also nominated for two Grammy Awards. She became the first female artist to have their first three solo releases hit #1 on the R&amp;B charts.</p>
<p>Her follow-up album was <em><a title="Ritual of Love" href="http://en.wikipedia.org/wiki/Ritual_of_Love">Ritual of Love</a></em> in <a title="1991" href="http://en.wikipedia.org/wiki/1991">1991</a>. It had songs produced by <a title="Jimmy Jam and Terry Lewis" href="http://en.wikipedia.org/wiki/Jimmy_Jam_and_Terry_Lewis">Jimmy Jam and Terry Lewis</a> and featured the hit single &#8220;Romantic&#8221;, which hit number one on the U.S. <a title="Billboard Hot 100" href="http://en.wikipedia.org/wiki/Billboard_Hot_100">Billboard Hot 100</a>. Other singles from the album include &#8220;The Way I Feel About You&#8221; (U.S. #12), &#8220;Walkin&#8217; the Dog,&#8221; and &#8220;Do Unto Me&#8221; (the last two did not chart). The <a title="Photographer" href="http://en.wikipedia.org/wiki/Photographer">photographer</a> and <a title="Music video director" href="http://en.wikipedia.org/wiki/Music_video_director">director</a> <a title="Matthew Rolston" href="http://en.wikipedia.org/wiki/Matthew_Rolston">Matthew Rolston</a> directed the video for the hit single <a title="Romantic (song)" href="http://en.wikipedia.org/wiki/Romantic_(song)">Romantic</a>. <a title="Michael Walls (page does not exist)" href="http://en.wikipedia.org/w/index.php?title=Michael_Walls&amp;action=edit&amp;redlink=1">Michael Walls</a>, who is credited as <a title="Wardrobe stylist" href="http://en.wikipedia.org/wiki/Wardrobe_stylist">stylist</a> on the <a title="Ritual of Love" href="http://en.wikipedia.org/wiki/Ritual_of_Love">Ritual of Love</a> album, worked closely with Karyn White on the look for the <a title="Ritual of Love" href="http://en.wikipedia.org/wiki/Ritual_of_Love">Ritual of Love</a> cover and 3 of the music videos released for the album. Walls brainstomed the idea for the <a title="Chanel" href="http://en.wikipedia.org/wiki/Chanel">Chanel</a> inspired simple pearls and black dress used on the album cover, the <a title="French maid" href="http://en.wikipedia.org/wiki/French_maid">french maid</a> look and multiple wardrobe changes for video of &#8220;The Way I feel About You&#8221;, and the colorful &#8220;Walkin&#8217; the Dog&#8221; video, which was based on a scene from the film<a title="Sweet Charity" href="http://en.wikipedia.org/wiki/Sweet_Charity">Sweet Charity</a>.</p>
<p>Her next album was <em><a title="Make Him Do Right (page does not exist)" href="http://en.wikipedia.org/w/index.php?title=Make_Him_Do_Right&amp;action=edit&amp;redlink=1">Make Him Do Right</a></em> in <a title="1994" href="http://en.wikipedia.org/wiki/1994">1994</a>. The album did not sell particularly well, although she did chart with the singles &#8220;Hungah&#8221; and the <a title="Kenneth &quot;Babyface&quot; Edmonds" href="http://en.wikipedia.org/wiki/Kenneth_%22Babyface%22_Edmonds">Babyface</a>-penned &#8220;Can I Stay With You&#8221;, which became her final U.S. R&amp;B Top 10 hit in early 1995. &#8220;I&#8217;d Rather Be Alone&#8221;, her last chart single to date, peaked at #50 on the same chart later that year. White left <a title="Warner Bros. Records" href="http://en.wikipedia.org/wiki/Warner_Bros._Records">Warner Bros. Records</a> afterwards, and dropped out of the music public eye for many years to start a family.</p>
<p>The soulstress of the WOMENS NATIONAL ANTHEM is back and SISTA SISTA she hasn’t skipped a beat.</p>
<p>&nbsp;</p>
<p><a href="http://soundcloud.com/bridgete-1/karyn-white-sista-sista">Click to Listen</a></p>
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		<title>MONEY MONDAYS: Count Down To Smart Money Moves</title>
		<link>http://www.workingdivas.com/2011/12/12/money-mondays-count-down-for-smart-money-moves/</link>
		<comments>http://www.workingdivas.com/2011/12/12/money-mondays-count-down-for-smart-money-moves/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 09:38:20 +0000</pubDate>
		<dc:creator>Colethea Jenkins</dc:creator>
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		<guid isPermaLink="false">http://www.workingdivas.com/?p=6805</guid>
		<description><![CDATA[The New Year is approaching rapidly and the countdown begins in making annual financial deadlines. Here are five smart financial move to make prior to January 1. &#160; Contribute the Max: Currently for the year 2011 the max you can contribute to a 401(k) plan is $16,500. These dollars can be place in your retirement [...]]]></description>
			<content:encoded><![CDATA[<p>The New Year is approaching rapidly and the countdown begins in making<a href="http://www.workingdivas.com/wp-content/uploads/2011/12/New-Years-Money-Resolution.jpg"><img class="alignright size-medium wp-image-6806" src="http://www.workingdivas.com/wp-content/uploads/2011/12/New-Years-Money-Resolution-300x214.jpg" alt="New Years Money Resolution 300x214 MONEY MONDAYS: Count Down To Smart Money Moves" width="300" height="214" title="MONEY MONDAYS: Count Down To Smart Money Moves" /></a> annual financial deadlines. Here are five smart financial move to make prior to January 1.</p>
<p>&nbsp;</p>
<ul>
<li><em><strong>Contribute the Max: </strong></em>Currently for the year 2011 the max you can contribute to a 401(k) plan is $16,500. These dollars can be place in your retirement account pretax, decreasing your tax bill.</li>
</ul>
<div>
<ul>
<li><em><strong>One-Person 401 (k): </strong></em>For those that are self employed and needing some year end savings. Choose to set up a one-person 401 (k). Contributions are pretax as an employer&#8217;s and if open prior to 12/31, extended contributions can be made as late as October of the upcoming year.</li>
</ul>
</div>
<div>
<ul>
<li><em><strong>Convert your IRA: </strong></em>Prepay your taxes at today&#8217;s rate. You can do this by converting your Traditional IRA to a Roth. Successfully, you would withdraw funds from from your pretax IRA ,  pay the taxes on it and convert to a Roth, where it grows tax free.</li>
</ul>
</div>
<div>
<ul>
<li><em><strong>Fund your 529 college fund plan: </strong></em>Postmark a check by 12/31 to contribute to this plan and you can take advantage of tax breaks toward your income tax.  Putting money in these type of plans avoids payment of federal and state income tax on the earnings, provided the cash is withdrawn to pay for college tuition,  fees, room, board, and books.</li>
</ul>
</div>
<div>
<ul>
<li><em><strong>Make a charitable donation: </strong></em>Charitable donations are not recognized as income. Make a smart money move by <strong><em>SUPPORTING</em></strong> a great cause.</li>
</ul>
</div>
]]></content:encoded>
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		<title>MONEY MONDAYS: Still Waiting On The Knight in Shining Armor..PLEASE..Create your own opportunity!!</title>
		<link>http://www.workingdivas.com/2011/12/05/money-mondays-still-waiting-on-the-knight-in-shining-armor-please-create-your-own-opportunity/</link>
		<comments>http://www.workingdivas.com/2011/12/05/money-mondays-still-waiting-on-the-knight-in-shining-armor-please-create-your-own-opportunity/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 03:36:56 +0000</pubDate>
		<dc:creator>Colethea Jenkins</dc:creator>
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		<description><![CDATA[Black Women Entrepreneurs]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.youtube.com/watch?v=iGd-dSakHJA&amp;feature=player_embedded">Black Women Entrepreneurs</a></p>
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		<title>MONEY MONDAYS: Tips To Avoid the Holiday Urge to Splurge</title>
		<link>http://www.workingdivas.com/2011/11/29/money-mondays-tips-to-avoid-the-holiday-urge-to-splurge/</link>
		<comments>http://www.workingdivas.com/2011/11/29/money-mondays-tips-to-avoid-the-holiday-urge-to-splurge/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 03:17:19 +0000</pubDate>
		<dc:creator>Colethea Jenkins</dc:creator>
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		<guid isPermaLink="false">http://www.workingdivas.com/?p=6796</guid>
		<description><![CDATA[The holiday season is here and so is that &#8220;URGE&#8221; to &#8220;SPLURGE&#8221;.  A Budget is the hardest to maintain during the holiday season with so much dangling all around you, however with self control and discipline you can beat the odds.  Here are some great tips in helping to avoid the splurge: &#160; Don&#8217;t Carry the [...]]]></description>
			<content:encoded><![CDATA[<p>The holiday season is here and so is that<em><strong> &#8220;URGE&#8221;</strong></em> to <em><strong>&#8220;SPLURGE&#8221;. </strong></em> A Budget is the hardest to maintain during the holiday season with so much dangling all around you, however with self control and discipline you can beat the odds.  Here are some great tips in helping to avoid the splurge:</p>
<p>&nbsp;</p>
<ul>
<li><em><strong>Don&#8217;t Carry the Plastic : </strong></em>Since the start of the financial crisis credit card usage has grown, along with massive amounts of debt. Carry a credit card makes it assessible to splurge and go beyond your planned budget. So leave the plastic home! Carry the <strong><em>CASH</em></strong>.</li>
</ul>
<div>
<ul>
<li><em><strong>Tag along a shopping Buddy:</strong></em> Bringing along a shopping partner (<em>a frugal one</em>) is great support in reminding you to stay on track with your budget. A buddy could also give encouraging feedback on spending decisions.</li>
</ul>
</div>
<div>
<ul>
<li><em><strong>If you must Slurge:</strong></em> Be sure to budget for it.</li>
</ul>
</div>
<div>
<ul>
<li><em><strong>Out of sight, Out of mind:</strong></em> Split saving your  paychecks automatically is not only a great way to save, but also a great way to setting controlled limits on your spending. If you don&#8217;t see it. You won&#8217;t spend it.</li>
</ul>
</div>
]]></content:encoded>
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		<title>MONEY MONDAYS: Thrifty Thanksgiving</title>
		<link>http://www.workingdivas.com/2011/11/21/money-mondays-thrifty-thanksgiving/</link>
		<comments>http://www.workingdivas.com/2011/11/21/money-mondays-thrifty-thanksgiving/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 09:39:24 +0000</pubDate>
		<dc:creator>Colethea Jenkins</dc:creator>
				<category><![CDATA[Divalicious Blog of the Week]]></category>
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		<guid isPermaLink="false">http://www.workingdivas.com/?p=6792</guid>
		<description><![CDATA[Thanksgiving is one of the biggest holidays that will increase your grocery spending. Families will eat together, people will entertain so why not be a little frugal minded on Turkey Day? Here are 5 great tips that will allow you to savor the savings: &#160; Have a Thanksgiving Potluck: With the many that you will share [...]]]></description>
			<content:encoded><![CDATA[<p>Thanksgiving is one of the biggest holidays that will increase your grocery spending. Families will eat together, people will entertain so why not be a little frugal minded on Turkey Day? Here are 5 great tips that will allow you to savor the savings:</p>
<p>&nbsp;</p>
<ul>
<li><em><strong>Have a Thanksgiving Potluck:</strong></em> With the many that you will share this special time with. Divvying  up dinner will not only save you money, but also time and added stress!  Prepare the main dish (The Turkey) with some added side dishes, but ask your guest to bring the wine, appetizers and dessert. Spice up the gathering by making the time shared a little fun and  recipe swap!</li>
</ul>
<ul>
<li><strong><em>Sunday Grocery Shopping: </em></strong>If you will be one of the many that will prepare your gathering&#8217;s meal, take advantage of shopping on a Sunday night. There are fewer people and plenty of produce can be found without the lasts minute rush. Clipping coupons from your Sunday Paper will give additional savings to your grocery bill. Don&#8217;t forget to create a grocery list of all the dishes you will prepare, avoiding over spending and  it being a reminder of all that is needed!</li>
</ul>
<div>
<ul>
<li><em><strong>Inexpensive Holiday Decorations: </strong></em>Save some money by creating your own table centerpieces. Arrange a few squashes or gourds in the center of your table, or look to your backyard for inspiration. Artfully gather some leaves and branches and arrange with a few candles for a rustic indoors/outdoors feel.</li>
</ul>
</div>
<div>
<ul>
<li><em><strong>Save at the Pump: </strong></em>As you make your trips around time to complete your meals. Why not take advantage of saving at the pump. Gas prices are at its highest. Carpooling with other holiday meal shoppers can save on your transportation cost.</li>
</ul>
<ul>
<li><em><strong>Black Friday Strategy:</strong></em> The day after Thanksgiving is the busiest shopping day of the year and also one of the easiest to get caught in the costly compulsive buying. Spending more than you can afford and adding unnecessary debt to credit cards. Yes you can find fantastic deals during this shopping day, but you have got to have a game plan in place before heading out to shop. Knowing exactly where you are going and what you are buying will help avoid any costly mistakes. Plan ahead and keep a clear mind. Leave the credit cards home, pay with cash to avoid the temptation of over spending.</li>
</ul>
</div>
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